{"id":871,"date":"2023-07-02T08:01:38","date_gmt":"2023-07-02T07:01:38","guid":{"rendered":"https:\/\/kevindaasian.com\/?page_id=871"},"modified":"2024-03-06T14:16:20","modified_gmt":"2024-03-06T14:16:20","slug":"credit-cards","status":"publish","type":"page","link":"https:\/\/kevindaasian.com\/index.php\/credit-cards\/","title":{"rendered":"Travel Credit Cards"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"871\" class=\"elementor elementor-871\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d2f99f elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"3d2f99f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ff243c\" data-id=\"2ff243c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f79805c elementor-widget elementor-widget-image-box\" data-id=\"f79805c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h1 class=\"elementor-image-box-title\">Travel Credit Cards<\/h1><p class=\"elementor-image-box-description\">Information - Credit Cards - Rewards - Airlines - Hotels<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09a40c6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09a40c6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3314161\" data-id=\"3314161\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-643c8a1 elementor-widget elementor-widget-text-editor\" data-id=\"643c8a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Maximizing rewards, discounts, and offers are a great way to stretch the value of each dollar you spend. One notable method of doing so is travel credit cards that let you earn rewards points on your everyday spending, which can been redeemed for traveling essentials such as flights, hotels, car rentals, and more!\u00a0<\/p>\n<p>Credit cards have a wide range of variety, ranging from all-around travel, hotel or airline-specific, everyday spend, and cash-back rewards. Here, I will distill that information down to be more easily comprehensible and unveil my card setup that I use to travel around the world while living abroad.<\/p>\n<p><b>Disclaimers:<\/b>\u00a0<\/p>\n<p><b>*<\/b> Some of these card links are referral and affiliate links which help support our blog and allow us to continue bringing you content on travel, life abroad, and much more! Please make sure that the card is the right match for you and your specific needs before applying, but otherwise thanks for the support.<\/p>\n<p><b>**\u00a0<\/b>You will not be seeing American Express cards on here for the time being as I have no experience using them. While they are very popular among the travel credit card community due to the flexibility of their Membership Rewards points, their U.S.A. specific spending categories and benefits make it difficult to live abroad as I am currently doing. But rest assured, with time the AmEx experience era will come!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-826679e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"826679e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2edf19d\" data-id=\"2edf19d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f910784 elementor-widget elementor-widget-text-editor\" data-id=\"f910784\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Pick a topic below to learn more:<\/h3><ul><li><span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-style: inherit; font-weight: inherit;\">Recommended Credit Cards<\/span><\/li><li><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">Everyday Spending<\/span><\/li><li><ul><li><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">Budget Adventurer<\/span><\/li><li>Occasional Splurger\u00a0<\/li><li>Aspirational Traveler<\/li><\/ul><\/li><li>The Next Level: Credit Card Setups<ul><li>Living in Singapore as an American: Kevin&#8217;s CC Setup<\/li><\/ul><\/li><li>Transfer Partners: How to Redeem CC Rewards for Max Value<\/li><\/ul><div>\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a961a0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a961a0e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-865fb2f\" data-id=\"865fb2f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5437d9 elementor-widget-divider--separator-type-pattern elementor-widget-divider--no-spacing elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a5437d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\" style=\"--divider-pattern-url: url(&quot;data:image\/svg+xml,%3Csvg xmlns=&#039;http:\/\/www.w3.org\/2000\/svg&#039; preserveAspectRatio=&#039;none&#039; overflow=&#039;visible&#039; height=&#039;100%&#039; viewBox=&#039;0 0 24 24&#039; fill=&#039;black&#039; stroke=&#039;none&#039;%3E%3Cpath d=&#039;M24,8v12H0V8H24z M24,4v1H0V4H24z&#039;\/%3E%3C\/svg%3E&quot;);\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d4838d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d4838d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b26247\" data-id=\"6b26247\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b94048 elementor-widget elementor-widget-heading\" data-id=\"8b94048\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recommended Credit Cards (United States)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8020e70 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8020e70\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9650a7a\" data-id=\"9650a7a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61f210e elementor-widget elementor-widget-heading\" data-id=\"61f210e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Everyday Spending<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e6993c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e6993c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b703446\" data-id=\"b703446\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ca90d8 elementor-widget elementor-widget-text-editor\" data-id=\"0ca90d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No matter the level of traveler that you are, there are still things that we as humans most likely have to pay for everyday. From food to bills to transport, nearly all purchasing categories have a card or two that can help offset some of the cost.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8349a59 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8349a59\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1c2d3c9\" data-id=\"1c2d3c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e0cc5d elementor-widget elementor-widget-image\" data-id=\"9e0cc5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"222\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/citi-double-cash_222x140.png\" class=\"attachment-medium size-medium wp-image-1533\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-498933f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"498933f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0690be8\" data-id=\"0690be8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c6968b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8c6968b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.citi.com\/credit-cards\/citi-double-cash-credit-card\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-241e749 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"241e749\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1979d79\" data-id=\"1979d79\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b549791 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b549791\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.citi.com\/credit-cards\/citi-double-cash-credit-card\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b4825ac\" data-id=\"b4825ac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8cd7f5d elementor-widget elementor-widget-text-editor\" data-id=\"8cd7f5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Citi Double Cash \u00ae Credit Card<\/h5><p><b>Annual Fee:<\/b> $0<\/p><p><b>APR:<\/b> 18.99 &#8211; 28.99%<\/p><p><b>Bonus Offer:<\/b> 0% Intro APR for 18 months on Balance Transfers\u00a0<\/p><p><b>Why it&#8217;s good:<\/b> Get 2% unlimited cash back on all your purchases using this card, making it the most simple and beneficial 1 card setup for the average consumer. It is a great &#8220;catch-all&#8221; card which won&#8217;t have you scratching your head about which card to use and where.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ff8181 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ff8181\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d08a6c8\" data-id=\"d08a6c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1baccea elementor-widget elementor-widget-image\" data-id=\"1baccea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"222\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/chase_freedom_unlimited-e1690819164558.webp\" class=\"attachment-medium size-medium wp-image-1583\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-750c517 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"750c517\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-90cdcff\" data-id=\"90cdcff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61a6f50 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"61a6f50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/creditcards.chase.com\/cash-back-credit-cards\/freedom\/unlimited\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a2d4b4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a2d4b4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8d81969\" data-id=\"8d81969\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ddd5ebe elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ddd5ebe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.referyourchasecard.com\/18j\/L1Z0PA4NPW\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9133d98\" data-id=\"9133d98\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-850d719 elementor-widget elementor-widget-text-editor\" data-id=\"850d719\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Chase Freedom Unlimited \u00ae Credit Card<\/h5><p><b>Annual Fee:<\/b> $0<\/p><p><b>APR:<\/b> 20.24 &#8211; 28.99%<\/p><p><b>Bonus Offer:<\/b>\u00a0<span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">$200 cash bonus after $500 spend within the first 3 months of account opening + 5% back on gas stations up to $6000 spent in the first year.<\/span><\/p><p><b>Why it&#8217;s good:<\/b>\u00a0This simple-to-use card offers 1.5% unlimited cash back on all purchases, in addition to 3% back on dining and drugstore purchases. What puts it ahead over some other cash back credit cards is the ability to transfer those rewards into Chase Ultimate Rewards Points, which can be redeemed for travel purchases such as flights and hotels within their travel portal. Purchasing travel normally through the portal will net you 5% cash back as well.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-faae7a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"faae7a1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-37740ce\" data-id=\"37740ce\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9c1720 elementor-widget elementor-widget-image\" data-id=\"c9c1720\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"222\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/savorone-card-art-e1690812576415.jpg\" class=\"attachment-medium size-medium wp-image-1572\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5ceb594 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ceb594\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5fffc39\" data-id=\"5fffc39\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43c30a8 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"43c30a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.capitalone.com\/credit-cards\/dining-and-entertainment\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a098537 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a098537\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-978bf8e\" data-id=\"978bf8e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-463844e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"463844e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/i.capitalone.com\/JgWVkzXdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a92088f\" data-id=\"a92088f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60352f1 elementor-widget elementor-widget-text-editor\" data-id=\"60352f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Capital One SavorOne Rewards \u00ae Credit Card<\/h5><p><b>Annual Fee:<\/b> $0<\/p><p><b>APR:<\/b> 19.99 &#8211; 29.99%<\/p><p><b>Bonus Offer:<\/b>\u00a0$200 cash bonus after $500 spend within the first 3 months of account opening (Excellent Credit Only).<\/p><p><b>Why it&#8217;s good:<\/b>\u00a0Everyone goes grocery shopping, everyone eats out from time to time, and everyone likely has some sort of streaming service among their day-to-day. For living everyday life, the Capital One SavorOne covers all essential categories with 3% unlimited cash back on grocery, dining, popular streaming services, and even entertainment such as concerts, movie theaters, and sports events. The card also gets 5% back on hotels and rental cars booked through the Capital One Travel Portal and 8% back on Capital One Entertainment purchases. Plus get\u00a0<span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">0% Intro APR for 15 months!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53713ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53713ed\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9b13667\" data-id=\"9b13667\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15adefb elementor-widget elementor-widget-heading\" data-id=\"15adefb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Budget Traveler<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8624f28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8624f28\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-623acb2\" data-id=\"623acb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-798980e elementor-widget elementor-widget-text-editor\" data-id=\"798980e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The budget traveler will likely be taking a one or two trips a year. They do not necessarily care for the higher end hotels and flights, prioritizing their money towards the experience at the destination. While this could simply mean taking a short flight to go see family a few states-distance away, I am including short family outings, backpackers, roadtrippers, campers, and those looking for a thrill. People in this category appreciate the simplicity of having 1 or sometimes 2 cards, find\u00a0<span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">some perks of the higher tier credit cards unnecessary, and prefer to have zero annual fees<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">. As with all travel credit cards going forward,\u00a0 having no foreign transaction fee is a must.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42bf14b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42bf14b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-faab9f2\" data-id=\"faab9f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06e4f17 elementor-widget elementor-widget-image\" data-id=\"06e4f17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"222\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/boa_travel_rewards-e1690721499806.png\" class=\"attachment-medium size-medium wp-image-1552\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-50cc2f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"50cc2f5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5e8ee01\" data-id=\"5e8ee01\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee9d21c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ee9d21c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.bankofamerica.com\/credit-cards\/products\/travel-rewards-credit-card\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ae78f0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ae78f0e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0641446\" data-id=\"0641446\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-402109d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"402109d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.bankofamerica.com\/credit-cards\/products\/travel-rewards-credit-card\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4b24b9f\" data-id=\"4b24b9f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac7bea1 elementor-widget elementor-widget-text-editor\" data-id=\"ac7bea1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><b style=\"font-style: inherit; background-color: var(--ast-global-color-4);\">Bank of America Travel Rewards Credit Card<\/b><\/h5><h5><b style=\"font-size: 17px; font-style: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-family: Lato, sans-serif;\">Annual Fee:<\/b><span style=\"font-size: 17px; font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-family: Lato, sans-serif;\"> $0<\/span><\/h5><p><b>APR:<\/b>\u00a017.99 &#8211; 27.99%<\/p><p><b>Bonus Offer:<\/b> 25,000 bonus points after $1000 spend within the first 90 days of account opening, redeemable for $250 statement credit towards dining and travel purchases.\u00a0<\/p><p><b>Why it&#8217;s good:<\/b>\u00a0For those who do not want the extra mind clutter of the points and miles game, the BoA Travel Rewards Card provides a flat 1.5X bonus points back on any and all purchases made using the card, which can be used as statement credit to pay for dining and travel such as flights, hotels, cruises, rental cars, baggage fees, and more. And if you happen to be a Preferred Rewards member, you can earn 25-75% more in additional points.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69e1a34 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69e1a34\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d2c4208\" data-id=\"d2c4208\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ca2732e elementor-widget elementor-widget-image\" data-id=\"ca2732e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"189\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/Bilt_Card-300x189.png\" class=\"attachment-medium size-medium wp-image-1603\" alt=\"\" srcset=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/Bilt_Card-300x189.png 300w, https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/Bilt_Card-e1692029766161.png 223w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-330bc65 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"330bc65\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-189ccfc\" data-id=\"189ccfc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14e34c7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"14e34c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.biltrewards.com\/card\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-038e9a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"038e9a1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-625a34e\" data-id=\"625a34e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94a82fe elementor-align-center elementor-widget elementor-widget-button\" data-id=\"94a82fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.biltrewards.com\/card\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dfebaa5\" data-id=\"dfebaa5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d498e53 elementor-widget elementor-widget-text-editor\" data-id=\"d498e53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>BILT Mastercard \u00ae<\/h5><p><b>Annual Fee:<\/b> $0<\/p><p><b>APR:<\/b>\u00a021.24, 24.24, or 29.24%<\/p><p><b>Bonus Offer:<\/b>\u00a0None<\/p><p><b>Why it&#8217;s good:<\/b>\u00a0Growing ever so popular is the BILT Mastercard by Wells Fargo, the only card on the market to offer points on paying rent, waiving the credit card transaction fee on a regular expense that much of the population has to cough up each month. In additional to the 1X points on rent, you can earn 2X on general travel categories and 3X on dining. Points can be transferred to one of their 14 airline and hotel travel partners for high value redemptions. Also included is cell phone and travel protections,\u00a0<span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">primary car rental insurance CDW coverage, Lyft and Doordash benefits, and it all comes packed in a beautiful brushed metal card.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-72a0da5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72a0da5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34ffcec\" data-id=\"34ffcec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c15f7c elementor-widget elementor-widget-heading\" data-id=\"0c15f7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Occasional Splurger<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aae39e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aae39e6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-223d257\" data-id=\"223d257\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a3dd6e9 elementor-widget elementor-widget-text-editor\" data-id=\"a3dd6e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The occasional splurger will likely be looking at more mid-tier travel-centric credit cards. While their trip frequency may also be once or twice a year, sometimes overseas, these travelers will likely be looking for greater benefits at the expense of paying an annual fee. Higher bonus multipliers and travel credits may be found here, allowing for quick accumulation of points and miles that can be used to subsidize that big annual trip. The more patient one is with accumulating these points, the greater the redemptions can possibly be.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-496401e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"496401e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7dc79ff\" data-id=\"7dc79ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b39f110 elementor-widget elementor-widget-image\" data-id=\"b39f110\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"224\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/sapphire_preferred_card-e1690709863512.png\" class=\"attachment-medium size-medium wp-image-1544\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2c91adc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c91adc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a7b1067\" data-id=\"a7b1067\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c43ffc9 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c43ffc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4731ff3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4731ff3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ce9cac2\" data-id=\"ce9cac2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9afd1a2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9afd1a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d14f956\" data-id=\"d14f956\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74ef40c elementor-widget elementor-widget-text-editor\" data-id=\"74ef40c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Chase Sapphire Preferred \u00ae Credit Card<\/h5><p><b>Annual Fee:<\/b> $95<\/p><p><b>APR:<\/b>\u00a021.24 &#8211; 28.24%<\/p><p><b>Bonus Offer:<\/b> 60,000 bonus points after $4000 spend within the first 3 months of account opening, worth $750 when redeemed towards travel through the Chase Ultimate Rewards Portal.\u00a0<\/p><p><b>Why it&#8217;s good:<\/b>\u00a0Stepping into the more mid-range of credit cards, the Chase Sapphire Preferred offers an annual $50 hotel credit, a competitive 5X Chase Ultimate Rewards points in travel through their travel portal (with 2X on all other travel purchases), 3X for dining, food delivery, and streaming services. It also comes with primary car rental insurance CDW coverage, access to 11 airline and three hotel transfer partners,\u00a0<span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">Lyft and Doordash benefits,<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">\u00a0and a 25% value boost on points used through their travel portal,<\/span><span style=\"font-size: 1rem; font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">\u00a0<\/span><span style=\"font-size: 1rem; font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">along with many essential travel protection benefits<\/span><span style=\"font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d2360a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2360a2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4fc03a4\" data-id=\"4fc03a4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9936c4 elementor-widget elementor-widget-image\" data-id=\"b9936c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"222\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/venture-card-art-e1690820974566.png\" class=\"attachment-medium size-medium wp-image-1592\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a85edcb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a85edcb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7fad8ed\" data-id=\"7fad8ed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8710aea elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8710aea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bfe2288 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bfe2288\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-60ad22b\" data-id=\"60ad22b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-255aedf elementor-align-center elementor-widget elementor-widget-button\" data-id=\"255aedf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d94f6d3\" data-id=\"d94f6d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14d4e7d elementor-widget elementor-widget-text-editor\" data-id=\"14d4e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Capital One Venture Rewards \u00ae Credit Card<\/h5><p><b>Annual Fee:<\/b> $95<\/p><p><b>APR:<\/b>\u00a020.99 &#8211; 28.99%<\/p><p><b>Bonus Offer:<\/b> 75,000 miles after $4000 spend within the first 3 months of account opening, an offer worth $750.<\/p><p><b>Why it&#8217;s good:<\/b>\u00a0The Venture Rewards can serve as a &#8220;catch-all&#8221; card in that it gets unlimited 2X Capital One miles for every purchase, plus get 5X miles on hotels and rental cars booked through the Capital One Travel Portal.\u00a0<span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">This card also provides a sneak peek at some of the premium travel benefits from the next tier up. For starters, users will be allowed two free visits per year to Capital One and Plaza Premium lounges, an excellent way to relax and recharge before a flight. Users will also receive $100 credit for TSA PreCheck<\/span><span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">\u00ae\u00a0<\/span><span style=\"font-size: 1rem; font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">or Global Entry and complimentary Hertz Five Star<\/span><span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">\u00ae<\/span><span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem; font-style: inherit; font-weight: inherit;\">\u00a0Status for wider car selection.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afb91b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afb91b3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a7a2dce\" data-id=\"a7a2dce\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62aed4d elementor-widget elementor-widget-image\" data-id=\"62aed4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"289\" height=\"181\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2024\/01\/ink_preferred_card.png\" class=\"attachment-medium size-medium wp-image-3308\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-392ffdf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"392ffdf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b57403d\" data-id=\"b57403d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3486217 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3486217\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-e138c48 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e138c48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.referyourchasecard.com\/21o\/0HQHKYG3VF\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-17a31fa\" data-id=\"17a31fa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52521b4 elementor-widget elementor-widget-text-editor\" data-id=\"52521b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Chase Ink Business Preferred \u00ae Credit Card<\/h5><p><b>Annual Fee:<\/b> $95<\/p><p><b>APR:<\/b>\u00a020.99 &#8211; 28.99%<\/p><p><b>Bonus Offer:<\/b>\u00a0100,000 bonus points after $8000 spend within the first 3 months of account opening, an offer worth $1250\u00a0<span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">when redeemed towards travel through the Chase Ultimate Rewards Portal.\u00a0<\/span><\/p><p><b>Why it&#8217;s good:<\/b>\u00a0As far as business cards go, the Ink cards are some of the best. The Ink Premier in particular with provide 3X UR points on general travel, which is the same multiplier as on the more expensive Chase Sapphire Reserve. The 3X also applies to shipping costs, internet bills, phone bills, and advertising purchases, which are all perfect for trying to build a business. It also comes with cell phone protection and purchases protection.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3550245 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3550245\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4440277\" data-id=\"4440277\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ddca41 elementor-widget elementor-widget-heading\" data-id=\"7ddca41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Aspirational Traveler<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cbc2a03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cbc2a03\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c4b6334\" data-id=\"c4b6334\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-544620b elementor-widget elementor-widget-text-editor\" data-id=\"544620b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>These cards are the cream of the crop, providing the best general travel benefits available (non-airline\/hotel specific). If you are taking multiple flights per year, or if you are flying often for work, these cards would make an excellent addition to your collection. The large sign-up bonuses and multipliers give you that choice of taking that aspirational business\/first-class airplane seat, gaining a lovely stay at high-end establishments, or stretching the points to subsidize multiple trips. Travel partners are the norm here to maximize point value. Plus the extra perks don&#8217;t hurt at all.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f24a3db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f24a3db\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ef713ea\" data-id=\"ef713ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d20e6c elementor-widget elementor-widget-image\" data-id=\"7d20e6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"190\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/Capital_One_Venture_X-300x190.png\" class=\"attachment-medium size-medium wp-image-1598\" alt=\"\" srcset=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/Capital_One_Venture_X-300x190.png 300w, https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/Capital_One_Venture_X-768x486.png 768w, https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/Capital_One_Venture_X-e1690823748472.png 221w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-88ceb03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"88ceb03\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ec30783\" data-id=\"ec30783\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-270c508 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"270c508\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.capitalone.com\/credit-cards\/venture-x\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4e50310 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e50310\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-87ee49d\" data-id=\"87ee49d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ba5ff8 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0ba5ff8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/i.capitalone.com\/JgkYJFkgu\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2332ef5\" data-id=\"2332ef5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e63b439 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e63b439\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Capital One Venture X \u00ae Credit Card<\/h5><p><b>Annual Fee:<\/b> $395<\/p><p><b>APR:<\/b>\u00a021.99 &#8211; 28.99%<\/p><p><b>Bonus Offer:<\/b> 75,000 miles after $4000 spend within the first 3 months of account opening, an offer worth $750.<\/p><p><strong>Why it&#8217;s good<\/strong>:\u00a0Similar to the Venture Rewards, the Venture X can serve as a &#8220;catch-all&#8221; card in that it gets unlimited 2X Capital One miles for every purchase. For travel, users get 10X miles on hotels and rental cars, and 5X on flights, all when booked through the Capital One Travel Portal.\u00a0<span style=\"color: var(--ast-global-color-3); font-size: 1rem; background-color: var(--ast-global-color-4);\">Benefits include Priority Pass<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; background-color: var(--ast-global-color-4);\">\u2122<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4);\">\u00a0Select membership for access to their partner lounge network, a $300 travel credit, a 10,000 anniversary points bonus, a $100 credit for TSA PreCheck<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; background-color: #ffffff;\">\u00ae\u00a0<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4);\">or Global Entry, and complimentary Hertz President&#8217;s Circle<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; background-color: #ffffff;\">\u00ae\u00a0<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4);\">Status for guaranteed vehicle upgrades. All of this with the exceptional travel and shopping protections that come with a Visa Infinite credit card, and up to four\u00a0<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; font-style: inherit; background-color: var(--ast-global-color-4);\"><span style=\"font-weight: bold;\">free<\/span><\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4);\">\u00a0authorized user accounts.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e1b216 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e1b216\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-313030a\" data-id=\"313030a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e5908c elementor-widget elementor-widget-image\" data-id=\"1e5908c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"224\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/08\/sapphire_reserve_card-e1691217338905.png\" class=\"attachment-medium size-medium wp-image-1683\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-60b3609 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60b3609\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0d3d5ee\" data-id=\"0d3d5ee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b908ae elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1b908ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/reserve\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a57bd36 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a57bd36\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3c8bc70\" data-id=\"3c8bc70\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d835088 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"d835088\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-baaaf6b\" data-id=\"baaaf6b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9229d7 elementor-widget elementor-widget-text-editor\" data-id=\"d9229d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Chase Sapphire Reserve \u00ae Credit Card<\/h5>\n<p><b>Annual Fee:<\/b> $550<\/p>\n<p><b>APR:<\/b>&nbsp;22.24 &#8211; 29.24%<\/p>\n<p><b>Bonus Offer:<\/b> 60,000 bonus points after $4000 spend within the first 3 months of account opening, worth $900 when redeemed towards travel through the Chase Ultimate Rewards Portal.&nbsp;<\/p>\n<p><b>Why it&#8217;s good:<\/b>&nbsp;The original king of travel, the Chase Sapphire Reserves offers a plethora of benefits. Starting with point multipliers, user will receive 10X Chase Ultimate Rewards points in hotels and car rentals, and 5X in flights, through their travel portal (with 3X on all other travel purchases), 3X for dining or food delivery. Using the travel portal for bookings will give UR Points a whopping<span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">&nbsp;50% boost in value. There is also a $300 travel credit which can be used anywhere, Priority Pass<\/span><span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">\u2122<\/span><span style=\"font-size: 1rem; font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">&nbsp;Select membership which includes their restaurant collection, and&nbsp;<\/span><span style=\"font-size: 1rem; font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">a $100 credit for TSA PreCheck<\/span><span style=\"font-size: 1rem; font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">\u00ae,&nbsp;<\/span><span style=\"font-size: 1rem; font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">Global Entry, or NEXUS.&nbsp;<\/span><span style=\"font-size: 1rem; font-style: inherit; font-weight: inherit; color: var(--ast-global-color-3); background-color: var(--ast-global-color-4);\">All of this with the exceptional travel and shopping protections that come with a Visa Infinite credit card.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce89764 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce89764\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa2c2ac\" data-id=\"fa2c2ac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53acdec elementor-widget elementor-widget-heading\" data-id=\"53acdec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credit Card Setups<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c480d15 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c480d15\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2100f17\" data-id=\"2100f17\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6189ef0 elementor-widget elementor-widget-text-editor\" data-id=\"6189ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Maximizing the amount of reward points and miles earned through spend can usually be done by stacking certain cards together within the same (and sometimes different) points ecosystems. These &#8220;setups&#8221; will typically cover a majority of everyday spend categories, and selecting which one works for you is a case-by-case situation.\u00a0<\/p><p><b>The Chase Trifecta:<\/b> Arguably the most popular setup for earning travel rewards is the Chase Trifecta, consisting of the Freedom Unlimited, Freedom Flex, and either the Sapphire Preferred or Reserve by J.P. Morgan Chase. The Freedom Flex offers the rotating quarterly categories for 5% back on things like gas, grocery, Amazon, and the like, while the Freedom Unlimited serves as a catch-all with a base 1.5% back on everything else. The Sapphire card then gives users access to the Chase&#8217;s transfer partners, and it is possible to pool any and all points earned from the Freedom cards onto the Sapphire card to use for travel purchases.\u00a0<\/p><p>The Sapphire Preferred is more common due to the much lower $95 annual fee, but if you can swing the massive $550 annual fee of the Sapphire Reserve, you can enjoy the 50% points boost for travel portal bookings,\u00a0<span style=\"background-color: var(--ast-global-color-4); color: var(--ast-global-color-3); font-size: 1rem;\">the travel credit, and lounge access\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">that comes along with it.<\/span><\/p><p><b>Capital One Duo:<\/b> Another setup that comes to mind is the Capital One Duo, consisting of the Venture X (or Venture) and the Savor One from Capital One. The advantages of this duo are no foreign transaction fees on either card, a base category for grocery, dining, and entertainment, and a catch-all of 2X Capital One miles with the Venture cards.\u00a0<\/p><p>Either card will provide lounge access, with the Venture being limited to two visits a year to Capital One or Plaza Premium lounges while the Venture X has the added benefits of unlimited visits and a\u00a0<span style=\"color: var(--ast-global-color-3); font-size: 1rem; background-color: var(--ast-global-color-4);\">Priority Pass<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; background-color: var(--ast-global-color-4);\">\u2122<\/span><span style=\"color: var(--ast-global-color-3); font-size: 1rem; font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4);\">\u00a0Select membership.<\/span><\/p><p>In general, it is recommended to stay within the points ecosystem (Chase Ultimate Rewards, Capital One Miles, Citi ThankYou Points, etc.) to boost points and miles earnings with them, but it is not at all a requirement. Setups can also contain a mix-and-match of any cards that fit individual needs, and there is no one-size-fits-all for everyone. In addition, there are many hotel and airline credit cards that have yet to be discussed, and I will be sure to include them into my reviews later on!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c6579d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c6579d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-583d040\" data-id=\"583d040\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cf09c9 elementor-widget elementor-widget-heading\" data-id=\"6cf09c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">My Card Setup<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e3501d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e3501d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c148eb\" data-id=\"1c148eb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf4d862 elementor-widget elementor-widget-text-editor\" data-id=\"cf4d862\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Because of my unique situation living abroad, my go-to credit cards are the Capital One Venture X and Capital One Savor One, commonly referred to as the &#8220;Capital One Duo&#8221;. Aside from the obvious benefit of Capital One cards not having foreign transaction fees, this duo covers my everyday spending very well. My largest everyday expense is usually food, and the Savor One offers 3% back on both grocery stores AND dining. Since we enjoy going to the movie theater often, the 3% on entertainment has provided great coverage. Finally, the 3% back on popular streaming services is a great multiplier as well because many people these days have at least one streaming service in their monthly expenses. Anything outside those categories can be covered by the 2X miles per dollar spent from the Venture X, which serves as an essential catch-all card. The high multipliers for the travel portal bookings are also worth considering depending on listed price, and the Venture X does provide a guaranteed price match. It is also the card I use to access airport lounges during trips using the included Priority Pass membership.<\/p>\n<p>I also carry the Chase Sapphire Preferred, which was actually my first stepping stone into the world of travel points and miles. This card covers 3X points on popular streaming services like Spotify, 3X on dining, and 2X on other travel-related purchases. I also keep a Chase Freedom Unlimited by my bedside for any domestic purchases that are charged in USD. This gives me the benefit of 1.5X points back while not incurring the foreign transaction fees that come with the Freedom cards. Although all these categories are covered by the Capital One Duo and the baseline 2X Capital One miles is higher than the Freedom Unlimited&#8217;s 1.5X, the value proposition of Hyatt as a hotel transfer partner of Chase makes those points very valuable to collect.<\/p>\n<p>Both Capital One and Chase offer Singapore Airlines (SQ) as a travel partner, which is absolutely essential when living in Singapore. When not booking flights with SQ, my points and miles usually go towards hotel stays. These cards have saved me hundreds of dollars in hotel bookings several times, especially factoring in the Venture X&#8217;s $300 travel credit and the Sapphire Preferred&#8217;s annual $50 hotel credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e74694b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e74694b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b0a94d\" data-id=\"3b0a94d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb9876c elementor-widget elementor-widget-heading\" data-id=\"bb9876c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Transfer Partners: How to Redeem CC Rewards for Max Value<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Travel Credit Cards Information &#8211; Credit Cards &#8211; Rewards &#8211; Airlines &#8211; Hotels Maximizing rewards, discounts, and offers are a great way to stretch the value of each dollar you spend. One notable method of doing so is travel credit cards that let you earn rewards points on your everyday spending, which can been redeemed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-871","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/kevindaasian.com\/index.php\/wp-json\/wp\/v2\/pages\/871","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kevindaasian.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kevindaasian.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kevindaasian.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kevindaasian.com\/index.php\/wp-json\/wp\/v2\/comments?post=871"}],"version-history":[{"count":161,"href":"https:\/\/kevindaasian.com\/index.php\/wp-json\/wp\/v2\/pages\/871\/revisions"}],"predecessor-version":[{"id":3403,"href":"https:\/\/kevindaasian.com\/index.php\/wp-json\/wp\/v2\/pages\/871\/revisions\/3403"}],"wp:attachment":[{"href":"https:\/\/kevindaasian.com\/index.php\/wp-json\/wp\/v2\/media?parent=871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}