{"id":3388,"date":"2024-03-06T14:29:15","date_gmt":"2024-03-06T14:29:15","guid":{"rendered":"https:\/\/kevindaasian.com\/?p=3388"},"modified":"2024-06-15T11:58:01","modified_gmt":"2024-06-15T10:58:01","slug":"chase-sapphire-preferred-review-2024-the-ulti","status":"publish","type":"post","link":"https:\/\/kevindaasian.com\/index.php\/2024\/03\/06\/chase-sapphire-preferred-review-2024-the-ulti\/","title":{"rendered":"Chase Sapphire Preferred Review 2024: The Ultimate Beginner Travel Credit Card"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3388\" class=\"elementor elementor-3388\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-17b8cce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"17b8cce\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9382a2a\" data-id=\"9382a2a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a705144 elementor-widget elementor-widget-image\" data-id=\"a705144\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/IMG_0839-scaled-e1690381904977.jpg\" title=\"IMG_0839\" alt=\"IMG_0839\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3295b67 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3295b67\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d71ee35\" data-id=\"d71ee35\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42eff54 elementor-widget elementor-widget-text-editor\" data-id=\"42eff54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Are you a beginner traveler eager to embark on exciting adventures while maximizing rewards and benefits? Look no further than the Chase Sapphire Preferred credit card. In this comprehensive review, we&#8217;ll explore why the Chase Sapphire Preferred is the perfect choice for novice travelers and how it can help you unlock unforgettable experiences while earning valuable rewards.<\/p><p>This card was my very first travel card, which I got when I first moved overseas. I needed a card with no foreign transaction fee, and any additional value gained from the card would be a plus. Since then, I have amassed over 300k points and redeemed multiple free flights and hotels that have saved me thousands of dollars on my travels. It can also be used for aspirational travel opportunities that would otherwise be difficult to justify financially, such as business class flights or 5-star hotels. And after reading this guide, you can start to reap these benefits for yourself!<!-- notionvc: 28005ba2-0e3a-450d-a7d8-8b05039dec09 --><br><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2db0e10 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2db0e10\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-740a3c8\" data-id=\"740a3c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f77bb35 elementor-widget elementor-widget-image\" data-id=\"f77bb35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"224\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/sapphire_preferred_card-e1690709863512.png\" class=\"attachment-medium size-medium wp-image-1544\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6047f9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6047f9c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-fead4cd\" data-id=\"fead4cd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a3dc3e7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a3dc3e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-71089c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"71089c5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-083fc9b\" data-id=\"083fc9b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8bb9cfe elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8bb9cfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.referyourchasecard.com\/19l\/82F9GGK6IR\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bdfeb67\" data-id=\"bdfeb67\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-116a064 elementor-widget elementor-widget-text-editor\" data-id=\"116a064\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Chase Sapphire Preferred \u00ae Credit Card<\/h5><p><b>Annual Fee:<\/b> $95<\/p><p><b>APR:<\/b>\u00a021.24 &#8211; 28.24%<\/p><p><b>Bonus Offer:<\/b> 60,000 bonus points after $4000 spend within the first 3 months of account opening, worth $750 when redeemed towards travel through the Chase Ultimate Rewards Portal.\u00a0<\/p><p><b>Why it&#8217;s good:<\/b> Stepping into the more mid-range of credit cards, the Chase Sapphire Preferred offers an annual $50 hotel credit, a competitive 5X Chase Ultimate Rewards points in travel through their travel portal (with 2X on all other travel purchases), 3X for dining, food delivery, and streaming services. It also comes with primary car rental insurance CDW coverage, access to 11 airline and three hotel transfer partners, \u00a0Lyft and Doordash benefits,\u00a0and a 25% value boost on points used through their travel portal,\u00a0along with many essential travel protection benefits.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bfb3d46 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bfb3d46\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-85a3d11\" data-id=\"85a3d11\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39180c0 elementor-widget elementor-widget-heading\" data-id=\"39180c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rewards Multipliers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7e12d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7e12d8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ccaf31c\" data-id=\"ccaf31c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d0b812 elementor-widget elementor-widget-text-editor\" data-id=\"8d0b812\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When you make purchases with the Chase Sapphire Preferred, or any main-line Chase credit card product, you will earn 1-5X \u201cUltimate Rewards\u201d points for every dollar spent, depending on the category. The primary earning multipliers on this card are<\/p><ul><li>5X points on travel related purchases using the Chase Ultimate Rewards Travel Portal<\/li><li>3X points on dining, select streaming services, and online grocery purchases\u00a0<\/li><li>2X points on travel related purchases, <span style=\"background-color: var(--ast-global-color-5); color: var(--ast-global-color-3); font-size: 1rem;\">from airfare or hotels to even public transport fares<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5); color: var(--ast-global-color-3);\">.<\/span><\/li><\/ul><p>The card also comes with a handful of niche benefits that you can take advantage of if it fits your lifestyle. To supplement the dining earnings, cardholders are eligible for a complimentary DoorDash DashPass subscription for a minimum of one year, which grants zero delivery fees and lower service fees on your orders. You will also receive 6 months of complimentary Instacart+ for your online grocery orders. Members will also receive up to $15 in additional statement credits each quarter to help save you some money.\u00a0<span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5); color: var(--ast-global-color-3);\">You can also earn 5X points when purchasing travel through Chase by using their travel portal and 5X points on Lyft rides.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fd4689e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fd4689e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d9d7d46\" data-id=\"d9d7d46\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f95283 elementor-widget elementor-widget-heading\" data-id=\"3f95283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sign-Up Bonus<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-83a557f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83a557f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-327443d\" data-id=\"327443d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d94754d elementor-widget elementor-widget-text-editor\" data-id=\"d94754d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Chase Sapphire Preferred also usually features a generous sign-up bonus. At the time of writing this, you can receive 60,000 Chase Ultimate Rewards points after spending $4000 within 3 months of account opening. That is equivalent to $750 in value when redeemed on travel purchases through Chase Ultimate Rewards Travel Portal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-52c7dd6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52c7dd6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3bcaad4\" data-id=\"3bcaad4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19edc4e elementor-widget elementor-widget-heading\" data-id=\"19edc4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Travel Protections and Benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aac538a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aac538a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9046065\" data-id=\"9046065\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7be3fa8 elementor-widget elementor-widget-text-editor\" data-id=\"7be3fa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div>\n<p>For beginner travelers, the travel protections and benefits offered by the Chase Sapphire Preferred are invaluable. From trip cancellation\/interruption insurance to primary car rental coverage, you can travel with peace of mind knowing that you&#8217;re well-protected. Plus, with no foreign transaction fees, this card is a perfect companion for international adventures.<\/p>\n<\/div>\n<p>The card comes with a <b>$50 statement credit<\/b> that can be applied to hotel bookings when you use the Chase Ultimate Rewards Travel Portal. This benefit is one way to offset the annual fee, effectively bringing it down to $45. The other points reward the retaining cardholders receive is <b>bonus points equal to 10% of total purchases<\/b> made during the previous year.&nbsp;<\/p>\n<p><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5); color: var(--ast-global-color-3);\">One of the strongest travel protections on the Chase Sapphire Preferred is that it offers <\/span><span style=\"font-style: inherit; background-color: var(--ast-global-color-5); color: var(--ast-global-color-3);\"><b>primary CDW<\/b><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5); color: var(--ast-global-color-3);\">, or collision damage waiver, when you rent a car using this card. CDW covers costs of damages and towing if the vehicle is involved in an accident. In addition, the CDW being primary means it precedes other insurances that you may have, as opposed to secondary which would only provide coverage for any amount not covered by the driver\u2019s own auto insurance. Not only do you not have to file a claim with your insurance, the coverage provided by primary CDW is more likely to cover the entire cost of the car damages.<\/span><\/p>\n<p><span style=\"background-color: var(--ast-global-color-5); color: var(--ast-global-color-3); font-style: inherit; font-weight: inherit;\">There are also <\/span><span style=\"background-color: var(--ast-global-color-5); color: var(--ast-global-color-3); font-style: inherit;\"><b>no foreign transaction fees<\/b><\/span><span style=\"background-color: var(--ast-global-color-5); color: var(--ast-global-color-3); font-style: inherit; font-weight: inherit;\"> for the Chase Sapphire Preferred, so it is a good card to use internationally to avoid paying extra on your trips. Other essential benefits that you can utilize are the following:<\/span><\/p>\n<p><!-- notionvc: 4442f1a1-fc5e-42f7-90c2-a80a7c4378c0 --><\/p>\n<ul>\n<li>Trip Cancellation Protection<\/li>\n<li>Trip Interruption Coverage<\/li>\n<li>Trip Delay Protection<\/li>\n<li>Lost Luggage Coverage<\/li>\n<li>Travel Accident Insurance<\/li>\n<\/ul>\n<div>When planning your trips, be sure to take advantage of the excellent travel protections offered by the Chase Sapphire Preferred. From trip cancellation\/interruption insurance to baggage delay coverage, these benefits can save you time, money, and stress in the event of unforeseen circumstances.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afefb31 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afefb31\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b71e0a\" data-id=\"8b71e0a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2db02e1 elementor-widget elementor-widget-heading\" data-id=\"2db02e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Redeeming Your Points<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31ee922 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31ee922\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e399d0\" data-id=\"1e399d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb1e9b8 elementor-widget elementor-widget-text-editor\" data-id=\"eb1e9b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b style=\"color: var(--ast-global-color-3); font-style: inherit;\">Cash<\/b><\/p><p>The easiest way to get value from your points is by simply exchanging them for cash, either as a bank account deposit or statement credit. Each point is worth 1 cent, so 10000 points would equal $100, for example. This is typical of traditional cash back credit cards, but this is always an option if you need the cash.<\/p><p><b>Chase Ultimate Rewards Travel Portal<\/b><\/p><p>One perk of the Chase Sapphire Preferred is that each point is worth 25% more when you redeem the points using the Chase Ultimate Rewards Travel Portal. Each point will then be worth 1.25 cents, and our 10000 point example becomes $125 in value.<\/p><p>The travel portal is a simple way to book flights, hotels, rental cars, and activities all in one place. It is also the only way to redeem the $50 hotel credit that comes with this card, so be sure to make use of that annual benefit!<\/p><p><span style=\"background-color: var(--ast-global-color-5); color: var(--ast-global-color-3); font-style: inherit;\"><b>Transfer Partners<\/b><\/span><\/p><p><!-- notionvc: c4a38427-1209-4bf9-9d0a-0bf06774f42f --><\/p><p>The expert difficulty of gaining more value from credit card points is utilizing transfer partners such as United Airlines or Hyatt. These are hotel brands and airlines that have a partnership with Chase and allow for UR points to be converted into the respective points currency. The points are converted at a 1:1 ratio, so 1000 UR points will become 1000 points in the new system. This method is how you would gain the maximum value from your points, enabling you to book business or first class seats and incredible hotel stays with a fraction of the cash price.<\/p><p>For airline partners, I have personally transferred points to Singapore Airlines and Air Canada Aeroplan, the latter being used to book a business class Singapore Airlines flight to South Korea by taking advantage of the Star Alliance partnership. Although I am using these particular airlines due to living abroad in Singapore at the time of this article, other programs will also offer outsized value, it is just up to you to personally research the deals that impact you.<\/p><p>The golden goose of Chase&#8217;s transfer partners is World of Hyatt, where 35,000 points or less can be used to book a night at some of their most luxurious 5-star resorts around the world. A single night at some of these hotels can be upwards of several hundred to even a thousand dollars!\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a1b433c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a1b433c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0dc0985\" data-id=\"0dc0985\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-decc2ae elementor-widget elementor-widget-toggle\" data-id=\"decc2ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2331\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2331\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Airline Partners<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2331\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2331\"><ul><li>Aer Lingus Aerclub<\/li><li>Air Canada Aeroplan<\/li><li>Air France -KLM Flying Blue<\/li><li>British Airways Executive Club<\/li><li>Emirates Skywards<\/li><li>Iberia Plus<\/li><li>JetBlue<\/li><li>Singapore Airlines<\/li><li>Southwest Airlines Rapid Rewards<\/li><li>United Airlines MileagePlus<\/li><li>Virgin Atlantic Mileage club<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2332\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2332\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Hotel Partners<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2332\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2332\"><ul><li>IHG One Rewards<\/li><li>Marriott Bonvoy<\/li><li>World of Hyatt<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4595f79 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4595f79\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1dc2924\" data-id=\"1dc2924\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-08a91ea elementor-widget elementor-widget-text-editor\" data-id=\"08a91ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In conclusion, the Chase Sapphire Preferred credit card is the ultimate companion for beginner travelers looking to maximize rewards and benefits while exploring the world. With its generous sign-up bonus, flexible rewards program, and travel-friendly perks, this card offers everything you need to kickstart your travel journey. If you would like to support more credit card related content, or anything related to subsidizing travel, then please help to use the following referral link to apply for the card if it matches your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f1226d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1226d9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-db205f3\" data-id=\"db205f3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0696445 elementor-widget elementor-widget-image\" data-id=\"0696445\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"224\" height=\"140\" src=\"https:\/\/kevindaasian.com\/wp-content\/uploads\/2023\/07\/sapphire_preferred_card-e1690709863512.png\" class=\"attachment-medium size-medium wp-image-1544\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-af25dce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"af25dce\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ca83eec\" data-id=\"ca83eec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d9b467 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5d9b467\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-da46a49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da46a49\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8545b80\" data-id=\"8545b80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e878956 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e878956\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.referyourchasecard.com\/19l\/82F9GGK6IR\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-85ed85d\" data-id=\"85ed85d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aab43b8 elementor-widget elementor-widget-text-editor\" data-id=\"aab43b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Chase Sapphire Preferred \u00ae Credit Card<\/h5>\n<p><b>Annual Fee:<\/b> $95<\/p>\n<p><b>APR:<\/b>&nbsp;21.24 &#8211; 28.24%<\/p>\n<p><b>Bonus Offer:<\/b> 60,000 bonus points after $4000 spend within the first 3 months of account opening, worth $750 when redeemed towards travel through the Chase Ultimate Rewards Portal.&nbsp;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-bb726d0 e-flex e-con-boxed e-con e-parent\" data-id=\"bb726d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be73109 elementor-widget-divider--separator-type-pattern elementor-widget-divider--no-spacing elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"be73109\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\" style=\"--divider-pattern-url: url(&quot;data:image\/svg+xml,%3Csvg xmlns=&#039;http:\/\/www.w3.org\/2000\/svg&#039; preserveAspectRatio=&#039;none&#039; overflow=&#039;visible&#039; height=&#039;100%&#039; viewBox=&#039;0 0 24 24&#039; fill=&#039;black&#039; stroke=&#039;none&#039;%3E%3Cpath d=&#039;M24,8v12H0V8H24z M24,4v1H0V4H24z&#039;\/%3E%3C\/svg%3E&quot;);\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-41c16e2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41c16e2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ac3b4a0\" data-id=\"ac3b4a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5f6e27 elementor-widget elementor-widget-heading\" data-id=\"d5f6e27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Subscribe to Our Newsletter!<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section 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